Services

One page for each situation.

Each one opens a page with the steps, the documents and the questions people ask most.

Know your price range, your down payment and your closing costs before you make an offer.

Lower the cost, combine debts or change the terms. Check what it costs to break first.

Turn part of your home's value into cash for a renovation, an investment or family, with a repayment plan.

Your lender's renewal letter is an offer. Compare it before the date arrives.

For homeowners 55 and over: use part of your home's value with no required monthly mortgage payment.

Business income, rental property, or a file that does not fit a bank form.

When a bank says no: a short-term loan at a higher cost, with a clear plan to leave it.

A new-build closes years after you sign. Plan the mortgage for the day the builder asks for the money.

Talk it through with Hamed.

Eight questions, about a minute. Hamed reviews your answers and calls you, usually the same business day.