Insights
What the news means for your mortgage.
Short analyses in English and Persian. No recycled headlines: what happened, what it changes for you, and what to do about it.
RatesOctober 9, 2026
The Bank of Canada held at 2.25%. What that means before October 28.
Seven decisions in a row with no change, and inflation near 3%. Here is what to do if you are buying, renewing or on a variable rate.
3 min readRenewalOctober 9, 2026Renewing in the next six months? Read this before you sign the letter.
Many five-year fixed mortgages are renewing at a higher rate than they started with. The letter from your lender is where the comparison begins, not where it ends.
3 min readNew buildsOctober 9, 2026Buying a new-build in Ontario: which HST rebates are law, and what to confirm.
Two new rebates can change the cash you need at closing by tens of thousands of dollars. The dates in your agreement decide whether they apply.
4 min read
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